Loans & tax

• Educator expense deduction: up to $350 above-the-line for tax year 2026 ($300 for 2022-2025); new uncapped itemized deduction from 2026 [US] source
• PSLF: certify every public-service employer since Oct 2007 so past payments count; 120 qualifying payments [US] source
• Teacher Loan Forgiveness: up to $17,500 (math/science/SPED) or $5,000 after 5 consecutive years at a low-income school [US] source